Claims

What to do after an incident

Immediately

01

Protect people and property

Take reasonable immediate steps to protect life and prevent further loss.

02

Notify the Claims Team

Provide the initial facts and available information.

03

Preserve the evidence

Keep relevant logs, certificates, AIS information, photographs, video, invoices and other records.

Then

04

Documentation

The Claims Team will confirm what is required for the particular loss.

05

Assessment

The circumstances and evidence are reviewed against the applicable policy.

06

Resolution

Once the assessment is complete, the settlement process proceeds in accordance with the policy and agreed claim position.

Claims procedure

First Notice of Loss

Notify us as soon as you become aware of an incident that may give rise to a claim, by any recordable means (email, phone, messenger). We register the claim, issue a reference number, and confirm next steps.

Documents

Incident statement (time, place, circumstances)

Policy or evidence of cover

Latest class certificate

AIS, deck log and machinery log for at least 30 days prior

Crew list

Medical reports/bills and repair estimates where applicable

Photos, video and other evidence

Additional documents may be requested depending on the case.

Investigation

Our team reviews coverage and evidence, may appoint a loss adjuster, conduct inspections or interviews, and assesses the claim against the policy terms.

Settlement

We determine the proposed settlement and present it to you. Payment is normally made by SWIFT within 90 days of receiving the complete set of documents.

Open sea seen from a ship deck

48 hours

We aim to respond within 48 hours and provide updates at each material stage — document review, inspection, and final decision.

Document review

Inspection

Final decision

If a claim is disputed

Disputed claims are first handled through internal review; if unresolved, they may proceed to mediation or arbitration under the terms of the policy.

Confidentiality

All claim information is handled confidentially and shared only as required by law or for claims processing.

FAQ

What should I do right after an incident?

Prioritise safety and medical assistance if needed. Notify us as soon as you become aware of the incident, and preserve all available evidence.

How long does claims processing take?

Correspondents

Correspondents

Correspondents across 120+ jurisdictions and ports.

Correspondents across 120+ jurisdictions and ports.